Nino vs TurboTax Full Service
TurboTax Full Service matches you with a tax expert who prepares and files this year’s return, priced by the forms you need. Nino’s Advisor plans give you a CPA who prepares and files your federal and state returns, plans your taxes all year, and builds your financial plan, for one flat annual fee. Choose TurboTax for a single return; choose Nino when you want your taxes and your plan handled by one team.
Compare our AI assistant, planning, and tax modules
| Feature | Nino | TurboTax Full Service |
|---|---|---|
| Who prepares your return | A CPA on Nino’s team prepares and files federal and state returns on Advisor plans | A dedicated TurboTax tax expert prepares, signs, and files your return |
| Pricing | Flat annual fee from $3,600, covering filing, tax planning, and a financial plan | Starts at $89 to $129+ for one federal return; priced by forms, state additional |
| Year-round tax help | Year-round tax planning with the same team that files your return | Tax experts available year-round for questions; the same expert is not assured |
| Financial planning | A personalized financial plan built in your first two weeks | Not part of Full Service |
| Crypto | Built by the team behind CoinTracker; our CPA works from your CoinTracker tax reports | Imports crypto transactions through a CoinTracker partnership |
| Guarantees | 30-day money-back guarantee on Advisor plans | Accuracy and maximum-refund guarantees; audit guidance included, representation sold separately |
Why choose Nino over TurboTax Full Service
A financial plan comes with your taxes
Full Service files this year’s return. Nino’s Advisor plans also build your financial plan in your first two weeks and keep it current with quarterly check-ins, so a decision like selling stock or buying a home is planned with the tax effect in view.
A CPA prepares your return
On every Advisor plan, a CPA on Nino’s team prepares and files your federal and state returns, and you review and approve the return before anything is filed.
One flat fee instead of form-by-form pricing
Full Service pricing grows with the forms on your return. Nino is one annual fee for filing, year-round tax planning, a financial plan, and Ultra AI software, independent of your balances.
How TurboTax Full Service compares
Guarantees and a familiar product
TurboTax publishes accuracy and maximum-refund guarantees for Full Service, offers in-person help at TurboTax locations, and starts lower for a single simple return. If you only need this year’s return filed, it is a well-established choice.
Pricing
What you pay and what’s included.
- Nino
- Software starts at $20/month, with a 7-day free trial and no credit card required. Software and services start at $3,600/year and include our Ultra software tier and a CPA and CFP team.
- TurboTax Full Service
- TurboTax Full Service starts at $89 to $129+ for one federal return with one W-2, and the final price depends on your forms. State returns cost extra, and paying from your refund adds a $40 fee. Audit representation (Audit Defense) is a separate purchase. Prices checked October 5, 2026; confirm on TurboTax.
Frequently asked questions
Weighing more options than these two? Read our guide to TurboTax alternatives .
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