Plan your household finances around your business
Your business and your household share a cash flow problem, even when their accounts stay separate. Use Nino’s AI software to see both; add a CPA and CFP team for financial planning and business and personal tax filing.
Variable income
Compare household spending with expected salary, distributions, and reserves.
Tax records
Keep relevant documents and income assumptions available for planning questions.
Retirement saving
Explore savings goals alongside the cash your business and household need.
Business and personal tax filing
The Business Advisor plan includes a human CPA and CFP team, plus business and personal tax filing.
Decisions to check carefully
These decisions deserve a closer look. Start with the numbers, then get professional help where you need it.
Separate accounts
Business and personal finances affect each other, but legal ownership and bookkeeping still need clear boundaries.
Payment timing
A profitable year can still leave a cash shortage when estimated taxes are due. Plan reserves alongside draws.
Compensation decisions
Entity and salary decisions depend on legal and tax requirements, not only the lowest apparent tax rate.
The average user saves $800 their first month, $8,000 their first year.
