Plan your property alongside the rest of your finances
A rental’s value is only part of the picture. Use Nino’s AI software to see property, mortgages, cash flow, and your other accounts together. Add a CPA and CFP team for financial planning and rental-tax guidance.
Property and debt
See real estate and mortgages beside your other assets and liabilities.
Rental cash flow
Include income, expenses, repairs, and reserves when assessing a property.
Keep or sell
Explore scenarios using stated prices, costs, and tax assumptions.
Professional tax help
Add an Advisor plan when you need a CPA to evaluate filing and rental-tax questions.
Decisions to check carefully
These decisions deserve a closer look. Start with the numbers, then get professional help where you need it.
Cash versus taxable income
Depreciation and other tax adjustments mean rental cash flow and taxable income can differ.
Sale costs
A sale projection needs debt payoff, selling costs, and tax assumptions as well as the headline price.
Special tax rules
Loss limits and exchanges have eligibility requirements. Do not assume every rental loss is currently deductible or every exchange qualifies.
Federal and state tax filing is included on every Advisor plan, from $3,600 a year.
Guides for landlords
Read up on these decisions, or run your own numbers.
What Is the Net Investment Income Tax (NIIT)?
NIIT is a 3.8% tax on certain investment income above income thresholds. See who pays, what counts, and how to calculate it.
Read guideShould You Pay Off Your Mortgage or Keep the Cash?
Compare interest saved with after-tax returns, liquidity, and household risk before paying down a mortgage.
Read guideBuy, Borrow, Die
Borrowing against appreciated assets can defer capital gains tax, but interest, collateral calls, and estate rules can outweigh the benefit.
Read guideWhat Is Taxable Income?
Taxable income is income after eligible adjustments and deductions. See how it differs from gross income, AGI, and the tax you owe.
Read guideHome Equity Calculator
Calculate your equity and explore potential borrowing capacity and future mortgage paydown.
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