Plan Your Transition to Retirement
See how retirement dates, spending, and withdrawals could affect your savings with Nino’s AI software. Add a human CPA and CFP team to build your retirement plan and coordinate the tax decisions that come with it.
Retirement scenarios
Explore how savings, spending, returns, and retirement timing change a projection.
Income sources
Bring retirement accounts, taxable investments, and expected income into one view.
Withdrawal questions
Compare account choices and tax assumptions before taking money out.
Healthcare costs
Include insurance and out-of-pocket costs in the spending you expect after work.
Decisions to check carefully
These decisions deserve a closer look. Start with the numbers, then get professional help where you need it.
Return uncertainty
A projection is sensitive to market returns and their timing. Test lower returns and higher spending.
Conversion tradeoffs
A Roth conversion can increase current tax and affect income-based costs. It is not automatically beneficial in a lower-income year.
Benefit timing
Social Security choices depend on household circumstances and longevity. Compare the tradeoff rather than defaulting to one age.
The average user saves $800 their first month, $8,000 their first year.
