Tax and Financial Planning for Founders
Bring founder equity, personal cash, and household goals into Nino’s AI software. Use it on your own, or add a human CPA and CFP team to plan around an exercise, an exit, or the years in between.
Founder equity
Keep grants, ownership, and valuation assumptions with the rest of your finances.
Personal runway
Compare household spending with salary, savings, and cash committed to the company.
Exercise scenarios
Explore purchase cost and tax assumptions before committing cash to private stock.
A future sale
Plan the use of potential proceeds alongside taxes, concentration, and household goals.
Decisions to check carefully
These decisions deserve a closer look. Start with the numbers, then get professional help where you need it.
Election deadlines
A Section 83(b) election generally has a 30-day deadline after property transfer, not grant. Confirm eligibility and filing requirements.
QSBS eligibility
Qualified small business stock rules depend on acquisition date, issuer, and holding period. A blanket five-year rule misses newer partial exclusions.
Available cash
An equity valuation does not fund living expenses or an exercise payment. Model a delayed exit as well as a successful one.
Federal and state tax filing is included on every Advisor plan, from $3,600 a year.
Guides for founders
Read up on these decisions, or run your own numbers.
How to File an 83(b) Election
An 83(b) election changes when restricted stock is taxed. Learn when it applies, how to file, and what to check within 30 days of the stock transfer.
Read guideWhat Is QSBS?
Qualified small business stock may qualify for a federal gain exclusion. Acquisition date, company eligibility, holding period, and basis determine the benefit.
Read guideISO Early Exercise for Founders
Early exercising ISOs can lock in a small AMT spread, but on ISO shares the 83(b) election does not start the capital gains clock. Here is how the rules work for founders, and when to skip it.
Read guidePre-IPO Stock Option Tax Planning
A founder holds founder stock, ISOs, and NSOs at once, and the pre-IPO window closes several tax decisions on their own deadlines. Here is what to check, and in what order.
Read guideStock Options Calculator
Estimate ISO or NSO exercise costs and explore how an ISO exercise could affect AMT.
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