Can we use the software together?

Yes. Software plans include family access for you and your partner. Share the household information and goals you want to plan around.

Does the software subscription include joint tax filing?

A software-only subscription does not include professional tax filing. The Family Advisor plan includes a human team and joint filing for you and your spouse.

What should we agree on before building a shared plan?

List shared goals, recurring expenses, debts, and who owns each account. Discuss how much cash to keep available and which decisions you want to make together. A shared plan can reflect different priorities without assuming both partners want the same thing.

One place for your household finances

Bring both partners’ accounts and goals into Nino’s AI software, and work from the same picture when making decisions. Add a human CPA and CFP team for a household financial plan and joint tax filing.

A shared overview

See connected accounts, property, debt, and investments in the household picture.

Two incomes

Plan spending and saving with both partners’ income and employment changes in view.

Shared decisions

Explore a home purchase, time off, or retirement using the same assumptions.

Optional human help

Family Advisor plans add a CPA and CFP, including joint filing within the plan’s scope.

Decisions to check carefully

These decisions deserve a closer look. Start with the numbers, then get professional help where you need it.

01

Different account ownership

A shared view does not change legal ownership or beneficiary designations. Keep those records current.

02

Unclear assumptions

Agree on spending, savings, and timelines before comparing scenarios.

03

Filing choices

Joint versus separate filing can affect more than the headline tax bill. Review the whole household situation.

The average user saves $800 their first month, $8,000 their first year.

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