Nino vs Origin
Nino gives you AI to plan with and a human team when you want the work handled. Its proactive AI financial assistant brings together forecasts, tax estimates, and chat about your finances. Origin also offers AI, forecasts, and professional sessions. Nino’s optional CPA and CFP team builds your financial plan, optimizes taxes, and handles preparation and filing.
Compare our AI assistant, planning, and tax modules
| Feature | Nino | Origin |
|---|---|---|
| AI financial assistant | Financial chat and proactive insights using your connected accounts and records | AI answers grounded in your connected financial picture |
| Financial planning | Retirement and life-event forecasts you can discuss and adjust with AI | Financial forecasting with life-event scenarios; book CFP sessions |
| Tax planning | Tax estimates in software; optional CPA-led planning and help putting it into action | Tax considerations in forecasts; filing assistance through April |
| Tax filing | Human preparation and filing with optional Nino services | DIY April filing included; optional $189 expert assistance |
| Human relationship | An ongoing CPA and CFP team when you choose services | CFP sessions through Origin; tax assistance through April |
| How to start | Software from $20/month; services from $3,600/year; 7-day software trial, no card | Annual software membership; professional sessions and tax assistance available |
Why choose Nino over Origin
Connect your forecast to the decision behind it
Work through a financial decision in Nino from the goal to the money that funds it. Forecast a home purchase, estimate the tax cost of selling stock, and ask how that purchase changes retirement. Origin also offers forecasts. Nino gives you a conversation about the assumptions, tax costs, and trade-offs behind your plan.
Find opportunities you might miss
Origin offers account-based AI chat. Nino combines financial chat with proactive insights that can flag unused cash, company-stock risk, or an approaching stock-option deadline. You get help finding what deserves attention, then tools to explore how a response could affect your financial future.
Have a team to carry out your plan
Origin offers bookable CFP sessions and DIY filing through April. Nino services give you a CPA and CFP team to build your plan, coordinate tax-saving strategies, prepare and file your return, and help carry out the work. Your planning and tax work stay with the same team.
How Origin compares
AI, forecasts, and DIY filing
Origin combines spending tools, AI chat, retirement and life-event forecasts, investing, and DIY tax filing. Its advertised annual software price is lower than Nino’s.
Professional help through sessions and upgrades
You can book CFP sessions through Origin and add credentialed tax guidance through April. Nino’s services instead provide an ongoing CPA and CFP team for your financial plan, tax work, and follow-through.
Pricing
What you pay and what’s included.
- Nino
- Software starts at $20/month, with a 7-day free trial and no credit card required. Software and services start at $3,600/year and include our Ultra software tier and a CPA and CFP team.
- Origin
- Origin lists a $99 annual reference price, with introductory promotions available. DIY tax filing through April is included; optional Tax Pro assistance is $189. CFP sessions are booked through Origin. These services differ from Nino’s ongoing CPA and CFP service plan.