Nino vs H&R Block
H&R Block’s tax pros prepare and file your return in an office, virtually, or by drop-off, starting at $99 plus state. Nino’s Advisor plans give you a CPA who prepares and files your federal and state returns, plans your taxes all year, and builds your financial plan, for one flat annual fee. Choose H&R Block for this year’s return; choose Nino for one team that handles your taxes and your plan.
Compare our AI assistant, planning, and tax modules
| Feature | Nino | H&R Block |
|---|---|---|
| Who prepares your return | A CPA on Nino’s team prepares and files federal and state returns on Advisor plans | An H&R Block tax pro; many hold EA or CPA licenses, but not all do |
| Pricing | Flat annual fee from $3,600, covering filing, tax planning, and a financial plan | Tax pro filing starts at $99 plus $75 per state; extra forms and credits cost more |
| Year-round tax help | Year-round tax planning with the same team that files your return | Tax pros available year-round, plus a free mid-year check-in |
| Financial planning | A personalized financial plan built in your first two weeks | Not part of tax pro filing |
| Crypto | Built by the team behind CoinTracker; our CPA works from your CoinTracker tax reports | CoinTracker partnership; your tax pro can access your CoinTracker data |
| Guarantees | 30-day money-back guarantee on Advisor plans | Accuracy, maximum-refund, and satisfaction guarantees; audit representation in a paid plan |
Why choose Nino over H&R Block
A CPA prepares your return
H&R Block says many of its tax pros hold professional licenses, but not all do. On every Nino Advisor plan, a CPA prepares and files your federal and state returns, and nothing is filed until you approve it.
A financial plan comes with your taxes
H&R Block files your return. Nino’s Advisor plans also build your financial plan in your first two weeks and keep it current with quarterly check-ins, so big decisions are planned with the tax effect in view.
One flat fee instead of add-ons
H&R Block prices each state and extra form on top of the base fee. Nino is one annual fee for filing, year-round tax planning, a financial plan, and Ultra AI software, independent of your balances.
How H&R Block compares
Offices, guarantees, and a low starting price
H&R Block has in-person offices plus virtual and drop-off options, publishes accuracy, maximum-refund, and satisfaction guarantees, and starts at $99 for a simple return. If you only need this year’s return filed, it is a well-established choice.
Pricing
What you pay and what’s included.
- Nino
- Software starts at $20/month, with a 7-day free trial and no credit card required. Software and services start at $3,600/year and include our Ultra software tier and a CPA and CFP team.
- H&R Block
- H&R Block’s tax pro filing starts at $99 plus $75 per state, with additional forms and credits priced on top. Tax Pro Review, where you prepare the return and a pro checks and files it, is $130 plus $49 per state. Audit representation comes with the paid Peace of Mind Extended Service Plan. Prices checked October 5, 2026; confirm on H&R Block.
Frequently asked questions
Weighing more options than these two? Read our guide to TurboTax alternatives .
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