Nino vs FreeTaxUSA
FreeTaxUSA is low-cost software for preparing your own return: federal is free and each state is $15.99. Nino’s Advisor plans give you a CPA who prepares and files your federal and state returns, plans your taxes all year, and builds your financial plan, for one flat annual fee. Choose FreeTaxUSA to do it yourself for the least money; choose Nino to hand it off.
Compare our AI assistant, planning, and tax modules
| Feature | Nino | FreeTaxUSA |
|---|---|---|
| Who prepares your return | A CPA on Nino’s team prepares and files federal and state returns on Advisor plans | You prepare it; Pro Support adds a tax pro’s advice and final review |
| Pricing | Flat annual fee from $3,600, covering filing, tax planning, and a financial plan | Federal $0, $15.99 per state; Deluxe $7.99; Pro Support $64.99 |
| Year-round tax help | Year-round tax planning with the same team that files your return | Live chat and Pro Support help while you prepare your return |
| Financial planning | A personalized financial plan built in your first two weeks | Not offered |
| Crypto | Built by the team behind CoinTracker; our CPA works from your CoinTracker tax reports | Supports 1099-DA crypto sales; CoinTracker totals are entered by hand with a Form 8949 |
| Guarantees | 30-day money-back guarantee on Advisor plans | Advertises accuracy and maximum-refund guarantees; Audit Defense is $19.99 |
Why choose Nino over FreeTaxUSA
A CPA prepares your return
With FreeTaxUSA you enter everything yourself. On every Nino Advisor plan, a CPA prepares and files your federal and state returns from your documents, and nothing is filed until you approve it.
Crypto without the manual entry
CoinTracker’s guide for FreeTaxUSA has you type in totals and attach a Form 8949. Nino is built by the team behind CoinTracker, and our CPA works from your CoinTracker tax reports directly.
A financial plan comes with your taxes
Nino’s Advisor plans build your financial plan in your first two weeks and keep it current with quarterly check-ins, so decisions like selling stock are planned with the tax effect in view.
How FreeTaxUSA compares
A very low price
FreeTaxUSA’s federal return is always free, states are $15.99, and it supports self-employment, rental, and multi-state returns. If you are comfortable preparing your own return, few options cost less.
Pricing
What you pay and what’s included.
- Nino
- Software starts at $20/month, with a 7-day free trial and no credit card required. Software and services start at $3,600/year and include our Ultra software tier and a CPA and CFP team.
- FreeTaxUSA
- FreeTaxUSA’s federal return is $0 on every tier and each state is $15.99. Deluxe ($7.99) adds priority support and live chat, Pro Support ($64.99) adds a tax pro’s advice and final review, and Audit Defense is $19.99. Prices checked October 5, 2026; confirm on FreeTaxUSA.
Frequently asked questions
Weighing more options than these two? Read our guide to TurboTax alternatives .
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