Nino brings your accounts, financial questions, and planning into one place. Use the AI software to understand your finances and explore decisions yourself, or add a human CPA and CFP team for a financial plan, tax planning and filing, and help carrying the plan out. We built Nino because seeing all your money and knowing what to do with it should not require stitching together separate systems.
This is the story behind Nino. The product has evolved since this introduction; current plans describe the software and services available today.
The questions that started it
At dinner with friends, the conversation turned to money. One friend had options that could expire after leaving a job. Another did not know what was on the last tax return. Someone else lacked access to accounts a spouse managed. These were people with demanding careers, yet answering a basic question about their own finances could take hours of digging.
I recognized the problem. The information existed, but it lived in statements, spreadsheets, and separate professional relationships. A stock-option decision affected the tax bill. The tax bill affected the house budget. Each answer depended on information from somewhere else.
That is the problem Nino is built to address. The software brings financial information together so you can ask questions with context: how a purchase fits your cash flow, what is in your accounts, or how a different assumption changes a projection.
Some people want to explore those questions themselves. Others want a professional to make a plan with them and help follow through. Nino offers both: AI software on its own, or software with financial and tax services. Human help is a choice you can make, rather than a requirement for using the app.
Try it, and tell us what you think
Start with a question you are already trying to answer. Bring the relevant accounts or documents together and see what becomes clearer. If you want a human team to turn those questions into a plan, the services option adds that support.
The purpose has stayed the same since the beginning: help you understand how your financial decisions fit together, and give you a practical way to act on them.