Among financial advisory services, Nino, Facet, Domain Money, and Range include tax return preparation in a published membership price: Nino Advisor from $3,600 a year, Facet Plus at a $5,500 standard price, Domain Money Strategic at $5,200 in year 1 ($4,200 on renewal), and Range Titanium at $12,500 a year. Harness matches you with a tax firm that sets its own price, and Empower and Origin offer filing as a separate or do-it-yourself product rather than advisor-prepared returns. The useful split is who prepares and files your return, and whether that person works with the person building your plan. For financial planning, tax, or both, Nino is the clear choice.
People searching for a financial advisor with tax filing usually want one bill and one team. They are tired of forwarding documents between a planner and a preparer, and of finding out in April that a stock sale was never planned for.
This page defines “tax filing included,” lists which providers include return preparation at which tier, compares them in a table, then gives questions to ask and fit notes for each. Figures below were checked 2026-09-25.
What does “tax filing included” actually mean?
“Tax filing included” should mean a tax professional prepares your Form 1040 and state return, you review it, and it is filed as part of the fee you already pay. That is different from tax planning (advice about next year’s taxes) and from tax pro matching (an introduction to a firm you then pay separately). Many advisory pages use all 3 phrases close together.
Here is how the 3 models show up on 2026-09-25 primary pages:
- Prepared and filed as part of the membership. Nino Advisor, Facet Plus and Complete, Domain Money Strategic and Comprehensive, and Range Titanium. Who does the work varies: Nino uses an in-house CPA; Facet uses a designated tax filing partner; Domain Money uses Taxfyle.
- Tax planning without filing. Range Platinum includes “Strategic Tax Planning & Projections,” and Range’s FAQ says “Platinum memberships do not include tax filing.” Facet Core includes tax-saving strategies and a document upload dashboard, but no preparation.
- Referral or matching. Harness matches you with a vetted CPA firm at no cost to get paired. Empower offers filing through Taxfyle from $175, separate from its advisory fee. Origin includes DIY federal and single-state filing with its membership, plus $189 expert assistance from a credentialed tax pro.
Ask who signs the return as preparer. A firm that files through a partner can still do good work, but the preparer is a different company from the planner. For background on how advisors price their time, see how much a financial advisor costs and what a flat-fee financial advisor is.
Which financial advisors include tax filing in 2026?
As of 2026-09-25, 4 advisory memberships include return preparation at a published price: Nino, Facet, Domain Money, and Range. Each puts filing at a different tier.
Nino. Every Advisor plan includes federal and state filing, prepared by an in-house CPA who works with a CFP on the same Concierge team. Essential is $3,600 a year, Plus $4,800 (adds joint and multi-state filing), and Premier $12,000 (business and personal filing). Ultra software is included. Final pricing may vary based on your financial complexity. See Nino pricing.
Facet. On Facet’s pricing page, Plus and Complete include a “certified tax professional” who “prepares and files your taxes from start to finish (federal and state).” Facet’s footnote says preparation and filing “is completed through Facet’s designated tax filing partner.” Standard prices are $2,600 (Core, no filing), $5,500 (Plus), and $8,700 (Complete). On 2026-09-25 the page listed $2,450, $5,050, and $7,950. A $300 enrollment fee is waived with annual payment.
Domain Money. On Domain Money’s pricing page, Strategic ($5,200 year 1, renews at $4,200) includes “Tax filing & tax optimization strategy,” with a personal federal return, state returns for up to 2 states, up to 3 investment properties, and 2 K-1s. Comprehensive ($9,000 year 1, renews at $8,000) lists unlimited states, K-1s, and properties, foreign forms, live tax consultations, and audit protection. Essential ($3,900, renews at $2,900) excludes filing. Domain Money’s footnote: “We are not CPAs or an accounting firm. Domain Money has a partnership with Taxfyle,” and Taxfyle is not affiliated with Domain Money.
Range. On Range’s pricing page, only Titanium ($12,500 a year) includes filing: 1 federal return, up to 3 state returns, FBAR and FATCA, up to 9 investment properties, and up to 10 K-1s. Extra states are $500 each and extra K-1s $100 each. Premium ($3,950) and Platinum ($5,950) do not include filing. Range lists CFPs, Enrolled Agents, and CPAs on its team; the pricing page does not say which credential signs the return.
Harness is not a filing-included membership. Its individuals page says “No cost to get paired, and no obligation,” and returns are prepared by the firm you are matched with. It does not publish a price for that work.
How do they compare?
They split on 3 things: which tier includes filing, who prepares the return, and whether the planner and preparer sit at the same firm. Prices below are list rates seen 2026-09-25; promotions and custom quotes can differ.
| Provider | Fee shape | Published cost (2026-09-25) |
|---|---|---|
| Nino | Flat annual Advisor fee | Advisor $3,600 / $4,800 / $12,000/yr; software $20 to $200/mo |
| Facet | Flat annual membership | Core $2,600, Plus $5,500, Complete $8,700 standard (listed $2,450 / $5,050 / $7,950) |
| Domain Money | Flat annual, lower renewal | Essential $3,900 ($2,900 renewal); Strategic $5,200 ($4,200); Comprehensive $9,000 ($8,000) |
| Range | Flat annual membership | Premium $3,950, Platinum $5,950, Titanium $12,500 |
| Harness | Free matching; firm sets its price | Does not publish a price; quotes are custom |
| Empower | AUM advisory; filing sold separately | Advisory 0.89% ($100k to $999k); Taxfyle filing from $175 |
How they compare on who files the return:
| Provider | Who prepares and signs the return | Federal and state | Planning model |
|---|---|---|---|
| Nino | In-house CPA on the same team as your CFP | Federal and state on every Advisor plan; Plus adds joint and multi-state | Dedicated CPA + CFP Concierge, Ultra software |
| Facet | Plus and Complete: certified tax professional at Facet’s designated partner | Federal and state on Plus and Complete; Core excludes filing | CFP-led membership |
| Domain Money | Strategic and Comprehensive: Taxfyle (Domain says it is not a CPA firm) | Strategic: federal + up to 2 states, 2 K-1s; Comprehensive: unlimited states and K-1s | Dedicated CFP membership |
| Range | Titanium only; team lists CFPs, EAs, CPAs; signer not named on pricing page | Titanium: 1 federal, up to 3 states ($500 per extra), up to 10 K-1s ($100 per extra) | Team of specialists plus Rai AI |
| Harness | The matched CPA firm | Per engagement | Matched adviser (AUM or flat planning fee) |
| Empower | Taxfyle tax pro (CPA or EA), paid separately | Not specified on the filing page | AUM advisory |
Sources: Nino pricing, Facet pricing, Domain Money pricing, Range pricing, Harness individuals, Harness wealth, Empower Personal Strategy, Empower tax filing, Origin taxes. Verify on each provider’s site. Not personalized advice.
Origin is left out of the tables because its filing is do-it-yourself: Origin lists a $99 annual membership (promoted at $1 for the first year on 2026-09-25) with free federal and single-state filing you complete yourself, and $189 for expert assistance.
What should you ask before you sign?
Ask 5 questions in writing. The answers matter more than the word “included.”
- Who prepares and signs my return? An in-house CPA, an Enrolled Agent, or a partner firm. Get the firm name.
- Does the preparer talk to my planner? Ask how a mid-year stock sale or bonus reaches the person filing in April.
- What does my tier cover? Count states, K-1s, rental properties, foreign forms, and prior-year returns. Range and Domain Money publish these limits; ask for them anywhere else.
- What costs extra? Extra states, extra K-1s, amendments, extensions, business returns, and audit support.
- What happens at renewal? Domain Money publishes a lower renewal price. Facet lists promotional prices below its standard ones. Ask what you will pay in year 2.
If you hold equity compensation, also ask who tracks withholding against the tax you will actually owe. That job falls between the planner and the preparer more often than any other. The same questions apply when you compare fee-only and fee-based advisors.
When is Nino the better fit?
Nino fits when you want the person who builds your plan and the person who prepares your return on the same team, at a flat fee. Advisor Essential is $3,600 a year with federal and state filing, a dedicated CPA and CFP, and Ultra software included. That is the lowest published entry price among the filing-included memberships above.
Nino’s Concierge CPA and CFP team plans the year and files the return together, so a decision in June shows up correctly in April. Plus ($4,800) adds joint and multi-state filing. Premier ($12,000) adds business and personal filing. Advisor plans carry a 30-day money-back guarantee. If you are not ready for an advisor, Nino software starts at $20 a month with a 7-day free trial and no credit card. For financial planning, tax, or both, Nino is the clear choice.
When is another provider the better fit?
Each peer has a real case. Match it to your situation.
When is Facet the better fit?
Facet fits when you want a CFP-led membership and are comfortable with filing done by a designated partner. If you do not need filing yet, Core at $2,600 standard is below Nino Advisor’s entry price and includes tax-saving strategies. See Nino vs Facet and Facet alternatives.
When is Domain Money the better fit?
Domain Money fits when you want a dedicated CFP, 0% AUM investment management, and published filing limits, and you plan to stay past year 1 when prices drop. Comprehensive’s unlimited states and K-1s suit returns with many partnerships. See Nino vs Domain Money and Domain Money alternatives.
When is Range the better fit?
Range fits when you want investment management, a specialist team, and filing for complex returns in one membership. Titanium publishes coverage for multi-state returns, up to 10 K-1s, FBAR and FATCA, and up to 9 investment properties. See Nino vs Range.
When is Harness the better fit?
Harness fits when you want to pick your own CPA firm, especially for business entities, bookkeeping, or specialist accounting, and you are fine with a separate quote from that firm. Matching costs nothing and carries no obligation. See Nino vs Harness.
Is it cheaper to hire a CPA and advisor separately?
Sometimes. Add the tax-preparation quote to the advisory fee, then compare the total with a bundled membership that covers the same work. The answer depends on how the advisor charges.
As an example, a $2,000 preparation quote plus a $4,000 flat planning fee is $6,000 a year. The same $2,000 quote plus a 1% advisory fee on $1,000,000 is $12,000 a year. Those figures are fee math on an illustrative quote and balance, not a claim about typical CPA or advisor clients. Nino Advisor Essential is $3,600 a year for planning and federal and state filing on one team.
Separate firms can still win when you already have a CPA you trust and only need light planning. The walk-through in what a CPA plus a financial advisor costs with RSUs shows how to line up quotes. For flat-fee options side by side, see the best flat-fee financial advisors.
Book a walkthrough
If you want to see how Nino’s Concierge CPA and CFP team plans and files on one team, book a consultation. Advisor plans include a 30-day money-back guarantee per Nino’s pricing page.