New York income tax calculator
Estimate your New York take-home pay after federal tax, FICA, and New York income tax. New York has a progressive state income tax. Set your salary and filing status to see the breakdown.
25.7% of your salary goes to federal income tax, FICA, and New York state income tax.
One wage earner; excludes local taxes and unmodeled deductions and credits.
13.2% of salary
7.6% of salary
4.9% of salary
Estimate, not tax advice. Uses 2026 federal figures and 2026 New York brackets, with the deductions modeled below. Assumes one wage earner even for a joint return. Joint brackets are approximated by doubling single thresholds; actual schedules can differ substantially. Excludes local taxes, itemized deductions, credits and some state adjustments. Your actual tax depends on your full return.
New York state income tax rates for 2026
| Taxable income (single filer) | New York rate |
|---|---|
| $0 to $8,500 | 3.9% |
| $8,500 to $11,700 | 4.4% |
| $11,700 to $13,900 | 5.15% |
| $13,900 to $80,650 | 5.4% |
| $80,650 to $215,400 | 5.9% |
| $215,400 to $1,077,550 | 6.85% |
| $1,077,550 to $5,000,000 | 9.65% |
| $5,000,000 to $25,000,000 | 10.3% |
| $25,000,000 and above | 10.9% |
- New York has 9 tax brackets, running from 3.9% to 10.9%.
- The top 10.9% rate applies to single-filer taxable income above $25,000,000.
- Married-filing-jointly brackets are approximated by doubling single thresholds; actual joint schedules may differ.
- The model uses a New York standard deduction of $8,000 for a single filer and $16,050 filing jointly.
- New York cut its five lowest bracket rates by 0.1 point for 2026, with a second cut phasing in for 2027. New York City and Yonkers levy their own local income tax, which this calculator does not model.