Facet vs Range vs Domain Money: Pricing, Tax Filing, and Who Each Fits (2026)

Facet, Range, and Domain Money all sell financial planning and investment management for a flat annual fee, but they split on three things: price at entry, when tax filing starts, and how you reach a human. Facet is cheapest to join ($2,600 a year at list for Core) and gives every member CFP planners and unlimited messaging, but filing starts on Plus. Range ($3,950 to $12,500) replaces one advisor with a team plus an AI assistant, and files only on Titanium. Domain Money ($3,900 to $9,000 in year one) gives you one dedicated CFP, drops $1,000 at renewal, and is the cheapest of the three for a filed return over two years.

Every figure below comes from each company’s own pricing page or NerdWallet’s reviews, checked October 2026. Nino publishes this comparison and appears in its own section at the end; it is not ranked against the three firms above.

How do Facet, Range, and Domain Money compare side by side?

What does each one cost over two years?

Year-one prices hide the difference, because Domain Money discounts renewals. Here is the two-year cost at list price for the tier where each firm starts filing your return, assuming prices do not change and you add no extras.

Facet adds a $300 enrollment fee if you pay quarterly instead of annually, and its agreements are annual and non-refundable.

If you do not need a filed return, the comparison flips. Facet Core at $2,600 a year is the lowest entry price of the three. Domain Money Essential renews at $2,900 after a $3,900 first year. Range Premium stays at $3,950 but includes 0% AUM management with direct indexing and tax-loss harvesting, which Domain Money reserves for Strategic and up.

For context on whether a flat fee beats a percentage-of-assets advisor at your balance, see how much a financial advisor costs.

How is tax filing different at each firm?

The three firms differ most on filing, and plan names alone can mislead you.

Facet files on Plus and Complete. It partners with Taxfyle, which connects you with an independent CPA or enrolled agent who prepares your return and files it once you approve it. Facet says the service includes audit representation and amended-return preparation. Core includes tax planning but no filing.

Range files only on Titanium. Its pricing table lists one federal return, up to three state returns, up to 10 K-1s, up to nine investment properties, and FBAR and FATCA forms. Extra states cost $500 each and extra K-1s $100 each. Platinum adds tax projections and CPA access but, in Range’s own FAQ, “Platinum memberships do not include tax filing.” Premium includes a review of last year’s return.

Domain Money files on Strategic and Comprehensive through Taxfyle. Strategic covers a federal return, up to two states, two K-1s, and up to three investment properties. Comprehensive removes those caps and adds foreign forms, a live tax consultation, and audit protection. Domain Money states on its pricing page: “We are not CPAs or an accounting firm.”

Using an outside partner can work well. What matters is that you know who signs the return, how your planner hands off information to the preparer, and what happens if you get a notice. Ask each firm to walk you through that handoff for your specific return.

How do you reach a human at each firm?

Facet caps scheduled meetings by tier: Core gets three in the first year and one a year after, Plus three and then two, Complete four every year. Messaging with your planner is unlimited on every tier, and Complete adds a dedicated CFP with extended hours. NerdWallet names capped advisor access as Facet’s main drawback.

Range does not assign one advisor. Its FAQ answers “Will I have one advisor?” with “Nope,” and describes a team of CFPs, tax professionals, equity compensation specialists, and estate experts. You get a kickoff meeting, video calls “as needed,” and messaging with the team and Rai, Range’s AI assistant. NerdWallet lists the lack of a single dedicated advisor as Range’s main drawback.

Domain Money gives every client a dedicated CFP and includes a spouse or partner at no extra cost. Coaching sessions are capped at one a year on Essential and three on Strategic; Comprehensive is unlimited and adds a concierge team.

Choose Facet if

• You want the lowest entry price for CFP planning plus managed investments, and you will file your own return or use a separate preparer (Core, $2,600).
• You want filing and equity planning together at a lower list price than Range (Plus, $5,500).
• Unlimited messaging matters more to you than frequent scheduled meetings.
• You are comfortable with an annual, non-refundable agreement.

Facet is a weaker fit if you need more than one or two meetings a year after year one on Core or Plus, or if your return involves several states and many K-1s.

Choose Range if

• You would rather reach several specialists than depend on one advisor.
• You want 0% AUM investing with direct indexing and tax-loss harvesting from the entry tier.
• You value an AI assistant built into the membership.
• Your return is complex (multiple states, up to 10 K-1s, rental properties, foreign accounts) and Titanium’s included scope covers it.

Range is a weaker fit if you want one named person who knows your file, or if you need a filed return but $12,500 a year is more than the rest of your situation calls for.

Choose Domain Money if

• You expect to stay several years and want the renewal discount to work for you.
• You want one dedicated CFP and want your partner included at no extra cost.
• You need a filed return and RSU or ESPP planning, file in no more than two states, and want the lowest two-year cost of these three (Strategic, $9,400).
• You want will, power of attorney, and health care directive documents bundled into the tier that files your return.

Domain Money is a weaker fit if you want frequent meetings without paying for Comprehensive, or if the year-one fee is the binding constraint.

Where does Nino fit?

Nino publishes this page, so treat this section as a disclosure, not a ranking. Nino is a different shape from all three firms above.

Nino’s Advisor plans pair you with a human CPA and CFP and include federal and state tax filing on every tier: Essential at $3,600 a year for one person, Plus at $4,800 for two people with joint and multi-state filing, and Premier at $12,000 for the most complex finances, with business, personal, and international filing. Every Advisor plan includes Nino’s Ultra AI software. Nino notes that final pricing may vary with your financial complexity. Separately, the AI software alone runs $20, $100, or $200 a month for Basic, Pro, and Ultra. See Nino pricing for current terms.

The main tradeoff: Nino does not manage your investments. If you want a firm to build and rebalance your portfolio inside the fee, Facet, Range, and Domain Money all do that and Nino does not. Nino fits when your main need is planning and tax work from the same team, with filing on the first tier, and you are happy to keep your investments where they are. For a broader list, see the best flat-fee financial advisors.

Questions to ask before you sign with any of them

1. Which tier covers my next decision? Name it: an RSU vest, an ISO exercise, a second state return, a rental property. Then find the cheapest tier that lists it.
2. Who prepares and signs my return, and how does my planner hand off to them? Get the answer in writing.
3. What will two years cost? Add renewal, enrollment fees, extra states or K-1s, and any custodian platform fee.
4. How often will I talk to a person? Count scheduled meetings for year two, not just year one.
5. What happens if I leave mid-year? Facet’s agreements are non-refundable; check each firm’s terms.

Prices and plan details change often. Confirm the live figures on each firm’s site before you enroll.