← Changelog
v1.67
Mortgage escrow and extra principal, and switching providers in a couple of clicks
Your mortgage card now splits out escrow and any extra principal you pay, so principal, interest and payoff date are right and tax and insurance aren't counted twice. You can also move any connection to a different provider straight from Settings.
PropertiesConnectionsAccounts
Now you can
- Enter your mortgage's escrow and extra principal and see the real principal, interest and escrow split
- An earlier payoff date when you pay extra, with amounts suggested from your own payments
- Switch any connection to a different provider from its menu in Settings
New
- The mortgage card has a new Payment breakdown where you can enter escrow and any extra principal you pay. The card then shows the real principal, interest and escrow split, plus an earlier payoff date if you pay extra.
- Cashflow now takes property tax and insurance from your escrow instead of counting them twice. When your bank tells us a loan has escrow, Nino asks you to confirm the amount.
- Nino suggests your escrow amount when it can, and when your lender reports extra principal as its own line, it suggests that amount too. Nothing is saved until you choose Use and Save.
- Mortgages linked through Plaid now show their rate, monthly payment, payoff date, origination details and next due date.
- Move a connection to a different provider from its menu in Settings, under Connections. Nino shows which providers list your institution, marks the one you use now, and tells you before you connect whether the new link replaces the old one.
Updates
- Adding an account from a screenshot now says plainly that one file makes one account, so a long holdings list split across several screenshots doesn't become several accounts.
- A property's Monthly costs & coverage card shows only monthly amounts, so every row lines up.
- In a shared chat, when someone approves or declines a card, it locks for everyone else in the conversation while the decision goes through.
- On Android, the update card on Home and Settings now checks the Play Store directly, so it appears whenever a new version is out. This ships with the next store build (v1.0.11).
Bug fixes
- Liquid net worth on the Forecast page no longer subtracts a rental or vacation home's mortgage from your spendable money.
- Investment accounts added from a screenshot with dollar values but no share counts keep their correct balance after the nightly refresh.
- An account you move to a new provider no longer shows up twice.
- Credit card payments made from a brokerage cash account linked through SnapTrade, like Robinhood, now match up as transfers instead of counting as spending.
- Refreshing a SnapTrade connection that updates live now syncs right away instead of failing until the nightly sync.
- On mobile, opening a Nino link can no longer send a chat message for you.