← Changelog
v1.44
Right-place chat, smarter Vault, tax filing track
Chat points you to Forecast or a track when you're in the wrong room. Vault auto-files uploads and browses All files. Tax filing is framed around filing the return, with document attach on tasks and a full-width chat until the plan lands. Homes can carry a mortgage plus a HELOC, and you can edit equity grant terms from chat.
ChatVaultTracksTaxPropertiesEquityInboxAccounts
Now you can
- Chat suggests Forecast, a new track, or Inbox when that surface fits better
- Vault auto-categorizes uploads with All files and Processing
- Tax filing track framed around filing the return
- Attach documents on track tasks from your computer or Vault
- Full-width track chat until the first plan lands
- Edit equity grant terms from main chat with an approval card
- Homes support a mortgage plus a HELOC with reconciled ownership shares
New
- Chat can recommend another surface when the one you're in can't do the job: Open Forecast, Start a track (with your question already filled in), or Ask in a new chat, so a track room no longer improvises a retirement replan that belongs in Forecast.
- Vault auto-categorizes unified uploads into folders before extraction finishes, with a Processing state in the Folder column, household-wide All files browsing, and cleaner empty states.
- Tax filing intake starts once last year's federal return is on file, frames the track around filing that year's return (not just gathering documents), and lets software-tier members join a waitlist while tasks stay visible but inactive.
- Track document tasks take files from your computer, from Vault, or by drag-and-drop; attached chips open the shared viewer and can be untagged with Undo. Any open task's detail page also shows a Documents card.
- A new track room stays full-width chat until the first plan lands, then switches to the usual two-column layout.
- From main chat, correct an equity grant's terms through one approval card that shows only what changed; advisors can read the proposal but can't propose or approve the edit.
- A home can carry both a mortgage and a HELOC (one loan of each kind), with Add HELOC / Add mortgage on the property and clear labels that don't call a HELOC a mortgage.
Updates
- Inbox is a compact split pane: all messages by default with a muted unread bell, tighter rows, search that opens a chat picker, insights that open beside the list, and recipient pills above a centered composer for new chats.
- Tax filing document tasks use short titles that name the form and issuer (for example "Upload 2025 W-2 from Northwind Labs"), track task rows drop the description line, and the Start a track tax dialog uses shorter copy.
- Adding a manual account offers the same Category labels as Edit (Cash & Equivalents, Retirement, Crypto, and the rest), and Details shows the Type you typed on create.
- Any household member can remove or refresh a bank connection another member linked, with member-facing error copy instead of vendor internals.
Bug fixes
- Co-owned property tiles, list rows, and costs use your ownership share end-to-end so value, debt, and equity add up; the rent scenario uses your actual rent when the home is already rented; maintenance estimates are lower and more realistic.
- Adding or deleting an account refreshes net worth on the chart and Home without a reload; delete dialogs name the account; the URL drops a deleted account id.
- Pattern Insights leave taxes and investment withdrawals out of income, clip the window to cash and card history, and set aside a stale connection instead of discarding the whole window.
- Answering a Forecast plan-inputs card (for example a college-funding share) updates the plan on screen instead of rebuilding from scratch.