← Changelog
v1.22
Pick Traditional or Roth for each account
Set retirement accounts to Traditional or Roth. CoinTracker cost-basis handling is corrected, and onboarding presents a preliminary financial analysis.
AccountsFinancial PlanningOnboarding
Now you can
- Set a retirement account to Traditional (pre-tax) or Roth (after-tax)
- Plan and Nino use that tax treatment when they reason about the account
- Corrected CoinTracker cost-basis handling
- The first onboarding report is a preliminary financial analysis
- Each analysis section opens with a chart and compact findings
- Plan starts from the current projection; add a plan when you want to compare
- Unsaved plans get a suggested name from what changed
New
- Choose Traditional or Roth on a retirement account in account details. Plan and Nino pick up the tax treatment right away
Updates
- Corrected CoinTracker cost-basis handling across Nino
- Onboarding's first report is a preliminary financial analysis, not a plan. The last step is Analysis, and About You continues to analysis
- Each analysis section leads with a chart or KPI row, and findings stay compact until you open them
- Plan's empty state is the current projection alone. Add a plan to compare; the current projection can overlay as a dashed line you are not editing
- Saving an unsaved plan suggests a name from the life event or assumption you changed, and Name and save lets you edit it first
Bug fixes
- Plan Chat follow-up questions (dates, amounts, duration) are editable again, and Update plan appears once you answer
- Chat shows the author's role in a badge, so Nino and Assistant no longer read as one name
- The composer placeholder no longer runs under the send button