Why founders choose Nino?
Founders carry company and personal finances at once. Nino keeps your equity, taxes, and cash flow coordinated on one team.
Founder stock and QSBS
Track your shares and holding periods, and plan around qualified small business stock so a future sale keeps more of what you built.
83(b) and early exercise
Decide whether to early-exercise and file an 83(b) with the tax math in front of you, before the window closes.
Personal cash flow through a raise
Plan salary, savings, and spending through pre-revenue stretches and after a round, so your personal finances are not an afterthought.
A future liquidity event
Model what a secondary or an exit means for your taxes and net worth, and set the plan up years ahead instead of scrambling after.
Where founders lose money
Every one of these is avoidable. Nino keeps watch year-round so you never fall into the same traps.
Missing the QSBS clock
QSBS can exempt millions of your gain from federal tax, but only after you hold qualifying stock for five years. Sell a single day early and the exemption disappears, turning a near-tax-free exit into a large bill. Nino tracks the holding period on every tranche and flags the date you cross the line.
Blowing the 83(b) window
An 83(b) election lets you pay tax on today's low value instead of the value at each vest, which can save a fortune as the company grows. But the IRS gives you exactly 30 days from your grant to file, with no extensions. Nino flags the deadline the moment you have equity so the window never quietly closes.
Ignoring personal cash flow
Founders pour salary, savings, and time into the company and run their own finances on fumes. When a round slips or revenue stalls, that leaves you exposed right when you can least afford it. Nino keeps your personal runway planned alongside the business so a slow month never becomes a personal crisis.
The average user saves $800 their first month, $8,000 their first year.
