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Why doctors choose Nino?

High income, heavy debt, and little time. Nino builds the plan around all three so more of what you earn goes to work.

Student-loan strategy

Weigh PSLF against refinancing with the real numbers, so a six-figure loan balance has a clear path.

Backdoor Roth and tax-smart saving

Use a backdoor Roth and the right accounts to save efficiently once your income phases you out of the easy options.

Disability and asset protection

Protect the income you trained years for with the right coverage and titling for your risk.

Contract and moonlighting taxes

Plan W-2, 1099, and moonlighting income together so extra shifts do not create a tax surprise.

Where doctors lose money

Every one of these is avoidable. Nino keeps watch year-round so you never fall into the same traps.

01

Mishandling student loans

The wrong call on PSLF versus refinancing can cost tens of thousands over the life of the loan.

02

Missing tax-smart saving

High income phases you out of the easy accounts; skip the workarounds and you save less.

03

Underinsuring your income

Without the right disability and asset protection, one setback can undo years of training.

The average user saves $800 their first month, $8,000 their first year.

A person reviewing their finances at home

Questions doctors ask

Build a plan around your income and your loans